Skyso is an Australian secured consumer lender launching soon. Auto and personal loans for borrowers the big banks overlook — PPSR-registered, risk-priced, no exit fees.
Both products are collateral-backed, fixed rate, and assessed under the same NCCP-compliant credit framework. We look at more than just your credit score.
Secured finance for new and used vehicles — passenger cars, light commercial, motorcycles and caravans. PPSR Purchase Money Security Interest registered before settlement.
General consumer credit secured against an asset you own — a vehicle, boat, marine asset, equipment or real-estate caveat. Debt consolidation, home improvements, major purchases and more.
Adjust amount, term and product to get an indicative monthly figure. Your full cost disclosure — including comparison rate — is in your Credit Quote.
We look at the whole picture — not just a credit score. Responsible lending is the foundation, not a footnote.
PPSR-registered collateral before a single dollar is advanced. Security discharged on full repayment at no cost.
Automated decisioning across four risk tiers. Qualifying applications get an instant outcome — no black boxes.
No discharge fee. No early repayment penalty. Pay out your loan any time without cost. You stay in control.
Our hardship framework under s.72 of the NCCP Act is embedded in our process — not something you have to ask for.
Every application assessed under responsible lending obligations. We will not approve a loan that is unsuitable for the borrower.
Fixed rates. Comparison rates disclosed at quote. All fees listed in full in the Credit Guide and Contract. No surprises.
We're launching soon and working with a select group of brokers and early applicants. Get in touch to register your interest or ask us anything.
Contact the Team →